理财类现在必须要金融类开发者账号提交审核，金融类账号分几种，这里介绍最主要的两种：一种是是公司的经营范围有投资理财的，这种一般是投资管理类公司。第二种：公司的经营范围包含第一种，并且该公司具有金融许可证。
直接上被拒回复，3.2.1一般有两种，先分析第一种
发件人 Apple
Guideline 3.2.1 - Business - Other Business Model Issues - Acceptable
The seller and company names associated with your app do not reflect the financial institute name in the app or its metadata, as required by Guideline 3.2.1(viii) of the App Store Review Guidelines.
Next Steps
Your app must be published under a seller name and company name that reflects the financial institution name. If you have developed this app on behalf of a client, please advise your client to add you to the development team of their Apple Developer account.
Please note that submitting documentation showing permission to publish this app on behalf of the financial institution will not resolve this issue. This app must be submitted under the financial institution’s own Apple Developer account.
Once created, you cannot change your seller name or company name in iTunes Connect. For assistance with changing your company name or seller name, you will need to contact iTunes Connect through the Contact Uspage. Select Getting Started from the first dropdown menu, then select General iTunes Connect Inquiry to contact the appropriate iTunes Connect team.
如果你的开发者账号确实具有金融资质，并且被3.2.1
接下来的解决方案就是到 国家企业信息公示系统 找到你们公司的经营范围，并且截图圈出经营范围，在被拒回复下发给苹果的审核团队，并且加上这句下：我们公司是一家金融公司，以下截图是国家企业信息公示系统的截图，你们也可以到国家企业信息公示系统查询我们公司的经营范围，这是网址：http://www.gsxt.gov.cn/index.html，我们公司全称:（你们公司名字）,请继续审核，非常感谢.（下面是给苹果的截图，相关信息我进行了打码，你们提交的时候不用打码。）
第二种3.2.1
1.Both a copy and the direct link to the government website of your Business License that verifies the authorization from the Internet Loan Information Agency (营业执照，营业范围证明其是网络借贷信息中介结构).
2.A copy of your Finance Permit issued from the local finance governing authority (金融许可证).
3.A copy of the Value Added Telecom Business Operation Permit issued by the local Ministry of Information Industry and Technology (从当地工信部获得的增值电信业务经营许可证).
这种一般都是P2P, 1.2.3提供相应的文件即可，剩下的4.5.6.7...根据你们app的具体情况回答就行了。1.2.3是最重要的部分，后面的只要回答了就行，没有那么的重要，不用考虑太多，按照字面意思回答就行。
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