你穷过吗？

poor cat

你穷过吗？我相信你穷过，也可能现在还穷着。那么我们要如何才能优雅地表达自己窘迫的财务状况呢？

要谈论个人财务，也就是personal finances，当然要从expense，debt，income，saving这些收入之处以及债务开始啦。expense就是你的日常花费，例如电费，交通费用，花费等；debts就是你的债务，比如你这个月是不是又从爸妈那儿借了几千块呀？income就是你的收入，比如你的salary，你的稿费等；saving即你存在银行卡里的钱=.=

举个🌰：

My expenses are 5000 a month.

I have 20,000 in debt.

My income is around 5000 a month.

I have about 20,000 in savings.

如果你很穷，那你就可以说：OMG, my finances are a mess! How do the expenses exceed the income so much?

另外，这些动词知道了有备无患哦：loan,borrow,lend,owe,pay back

Loan:可以做名词，也可以做动词。做名词时为可数名词，🌰I have a student loan from the government.

做动词时是及物动词，后可跟动词不定式或者for sth做宾语补足语。🌰1.The bank loaned me $5000 to go to school. 2.My parents loaned me 3000 yuan for my education. 

borrow：是指向他人借钱，后通常跟from，🌰I borrowed 3000 from the bank.

lend:是指借钱给他人，后通常跟to，🌰The bank lended 3000 to me.

owe:是指欠别人多少债，🌰I owe the bank 3000.

pay back：是指还钱给某人，🌰I have to pay the bank back.

当然啦，你如果真的这么穷，都需要借钱度日了，那我就要建议你减少开支啦：You had better cut down on your expenses。

关于哭穷和借钱的短语，你都学会了吗？