人民币存款基准利率

(来源：中国人民银行货币政策司) 趋势 明细 时间活期定期三个月半年一年二年三年五年1990.04.152.88%6.30%7.74%10.08%10.98%11.88%13.68%1990.08.212.16%4.32%6.48%8.64%9.36%10.08%11.52%1991.04.211.80%3.24%5.40%7.56%7.92%8.28%9.00%1993.05.152.16%4.86%7.20%9.18%9.90%10.80%12.06%1993.07.113.15%6.66%9.00%10.98%11.70%12.24%13.86%1996.05.012.97%4.86%7.20%9.18%9.90%10.80%12.06%1996.08.231.98%3.33%5.40%7.47%7.92%8.28%9.00%1997.10.231.71%2.88%4.14%5.67%5.94%6.21%6.66%1998.03.251.71%2.88%4.14%5.22%5.58%6.21%6.66%1998.07.011.44%2.79%3.96%4.77%4.86%4.95%5.22%1998.12.071.44%2.79%3.33%3.78%3.96%4.14%4.50%1999.06.100.99%1.98%2.16%2.25%2.43%2.70%2.88%2002.02.210.72%1.71%1.89%1.98%2.25%2.52%2.79%2004.10.290.72%1.71%2.07%2.25%2.70%3.24%3.60%2006.08.190.72%1.80%2.25%2.52%3.06%3.69%4.14%2007.03.180.72%1.98%2.43%2.79%3.33%3.96%4.41%2007.05.190.72%2.07%2.61%3.06%3.69%4.41%4.95%2007.07.210.81%2.34%2.88%3.33%3.96%4.68%5.22%2007.08.220.81%2.61%3.15%3.60%4.23%4.95%5.49%2007.09.150.81%2.88%3.42%3.87%4.50%5.22%5.76%2007.12.210.72%3.33%3.78%4.14%4.68%5.40%5.85%2008.10.090.72%3.15%3.51%3.87%4.41%5.13%5.58%2008.10.300.72%2.88%3.24%3.60%4.14%4.77%5.13%2008.11.270.36%1.98%2.25%2.52%3.06%3.60%3.872008.12.230.36%1.71%1.98%2.25%2.79%3.33%3.60%2010.10.200.36%1.91%2.20%2.50%3.25%3.85%4.20%2010.12.260.36%2.25%2.50%2.75%3.55%4.15%4.55%2011.02.090.40%2.60%2.80%3.00%3.90%4.50%5.00%2011.04.060.50%2.85%3.05%3.25%4.15%4.75%5.25%2011.07.070.50%3.10%3.30%3.50%4.40%5.00%5.50%2012.06.080.40%2.85%3.05%3.25%4.10%4.65%5.10%2012.07.060.35%2.60%2.80%3.00%3.75%4.25%4.75%2014.11.220.35%2.35%2.55%2.75%3.35%4.00%-2015.03.010.35%2.10%2.30%2.50%3.10%3.75%-2015.05.110.35%1.85%2.05%2.25%2.85%3.50%-2015.06.280.35%1.60%1.80%2.00%2.60%3.25%-2015.08.260.35%1.35%1.55%1.75%2.35%3.00%-2015.10.240.35%1.10%1.30%1.50%2.10%2.75%- 注：自2014年11月22日起，人民银行不再公布金融机构人民币5年期定期存款基准利率