2019年5月27日
Canva under cyber-attack, with reportedly as many as 139 million users affected
Australian-founded global graphic design website Canva has experienced what it describes as a “security incident” and is advising users to change their passwords.
“On May 24, we became aware of a security incident. As soon as we were notified, we immediately took steps to identify and remedy the cause, and have reported the situation to authorities (including the FBI).
The statement also confirms that “hackers” are believed to be responsible for the security breach. ZDNet has reported that hacker organisation GnosticPlayers has claimed responsibility for the attack and that as many as 139 million users could be affected. Australian Cyber Security Centre (ACSC) has confirmed that it has knowledge of the incident and is also advising users to change their passwords.
IT consultant and self-described “Drupalista” Dave Hall took to Twitter to criticise the wording Canva allegedly used in a communication sent to users on Saturday as well as the delayed response from Canva co-founder and CEO Melanie Perkins. “We are working with law enforcement agencies to ensure that all possible safeguards are put in place to help prevent a future attack. We will continue to notify appropriate authorities as our investigations progress. In the meantime, as a precaution, we are encouraging all users to update their passwords.”
Here's how much a financial advisor costs
A financial advisor can help you manage your spending, savings, and investments more effectively, but of course, they will charge you for it.
And it could be worth the cost if you want to create a comprehensive budget or savings strategy, or if you’re too overwhelmed or confused by your money to plan for retirement or invest in the stock market. You probably don’t need a financial advisor if you want to know where to save money or invest a few thousand dollars (a robo-advisor may do the job just as well). Client fees are their only compensation and they don’t earn commission when you invest in certain funds or buy financial products (that would be a fee-based financial advisor).
Fee-only financial advisors typically charge clients in one of three ways:
If a financial advisor is managing your investments, they will charge a percentage of assets under management, or an AUM fee,usually between 1% and 2% of your investment portfolio.
If you’re visiting with the advisor once or twice to create a financial plan or get advice, you may pay an hourly fee, usually between $US100 and $US300.
If you’re looking for access to an advisor on a rolling basis – i.e. you want help implementing and maintaining your financial plan – you may pay a fixed fee, usually between $US1,000 and $US3,000.
If you’re mainly looking for help managing your investments, a robo-advisor is often a cheaper alternative for small balances. Robo-advisors like Wealthfront, Betterment, and Ellevest set up and automatically rebalance an investment portfolio for you based on your goals and risk tolerance, and the annual management fee is just 0.25% of your account balance.
Traders at 5 global banks colluded in chat rooms named ‘The Cartel’
Global banks UBS, Barclays, Citi, Royal Bank of Scotland and JP Morgan are facing a fresh legal challenge in Australia, accusing them of conducting in cartel behaviour.
Law firm Maurice Blackburn filed a class action lawsuit in the Federal Court on Monday against the five financial institutions, claiming the banks worked together to rig foreign exchange rates between 1 January 2008 and 15 October 2013. “Traders allegedly used chat rooms bearing names such as ‘The Cartel’, ‘The Bandits’ Club’, and ‘The Mafia’, and communicated directly with each other to coordinate the manipulation of [foreign exchange] benchmark rates, control the pricing of spreads and to trigger client stop loss orders and limit orders.”
The behaviour in question has already been the subject of regulatory investigation in the US and Canada and has resulted in payments to consumers of more than US$2.3 billion and CA$107 million. The class action is open to Aussie consumers and businesses who engaged in more than $500,000 worth of forex transactions during the relevant five-year period. You can assess your eligibility to register as a claimant in the lawsuit.
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