Should You Be Worried About AI?
Artificial intelligence (AI) is a revolutionary invention, making waves across the world.
人工智能（AI）是一项革命性的发明，正在全世界引起轰动。
The intelligence is outstanding, and the ability to create almost anything with it —from administrative tasks to autonomous vehicles, voice assistants to fraud prevention—has pushed us firmly into the futuristic age.
人工智能是非常杰出的，它几乎可以创造任何东西——从管理任务到汽车自动驾驶，从语音助手到反诈——人工智能将我们稳步推向了未来时代。
Yet there are definitely concerns and dangers when it comes to AI use. Whether they are simply hypothetical fears that will ultimately prove unfounded remains to be seen.
然而，在人工智能的使用方面，肯定会存在一些担忧和危险。至于这些担忧是否只是假设性的，它们最终是否能被证明是毫无根据的，我们将拭目以待。
The increasing reliance on AI in various fields raises concerns about the potential for human errors and mistakes.
各个领域对人工智能的依赖与日俱增，这引发了人们对可能出现的人为错误和失误的担忧。
While AI can greatly enhance decision-making and improve efficiency, it is crucial to recognize its limitations and ensure appropriate human oversight.
虽然人工智能可以极大地增强决策（能力）并提高效率，但认识到其局限性并确保适当的人为监督也是至关重要的。
If humans become overly reliant on AI systems without maintaining their critical thinking and decision-making skills, there is a risk of complacency. This can lead to a decreased ability to identify and rectify errors or to independently assess the accuracy and appropriateness of AI-generated recommendations.
如果人类过度依赖人工智能系统，而不持批判性思维或具备决策技能，就有可能产生自满情绪。这会导致识别和纠正错误，或独立评估人工智能生成建议的准确性和适应性的能力下降。
AI systems can also be prone to technical errors or biases, especially if the underlying data used for training is incomplete, biased, or unrepresentative.
人工智能系统还容易出现技术错误或偏差，尤其是在用于训练的基础数据不完整、有偏差或不具代表性的情况下。
If human operators blindly trust AI outputs without questioning or validating them, it can lead to incorrect diagnoses, treatment decisions, or medical interventions.
如果人类操作者盲目相信人工智能的输出结果，而不对其进行质疑或验证，就可能导致错误的诊断、治疗决策或医疗干预。
In the cybersecurity field, for example, we still need human decision-making to oversee the full view of a security network and interpret AI outputs, and make decisions about when to install a security patch or update software.
例如，在网络安全领域，我们仍然需要人工决策来监督安全网络的全貌，解释人工智能的输出结果，并决定何时安装安全补丁或更新软件。
Additionally, we are already seeing cyber concerns when it comes to AI and the home user, to the point where many websites now require users to prove that they are not a robot before they continue. By proving that you are human, you help prevent spammers and automated bots from completing actions on your behalf.
此外，在人工智能和家庭用户方面，我们已经看到了网络方面存在的问题，以至于现在许多网站都要求用户在继续访问前证明自己不是机器人。通过证明自己是人类，可以防止垃圾邮件发送者和自动机器人代表你完成操作。
Another cyber concern is the ease with which a cybercriminal can construct a convincing phishing email using an AI program. Phishing is already the number one cyberthreat globally.
另一个令人担忧的网络问题是，网络犯罪分子很容易利用人工智能程序制作出让人信服的网络钓鱼电子邮件。网络钓鱼已经成为全球首要的网络威胁。
When an AI content generator is utilized, clues that a message is phishing-related, such as bad spelling or grammar, are unfortunately erased. Consumers will need to become even more astute at recognizing suspicious emails from unknown senders.
当使用人工智能内容生成器时，信息中与网络钓鱼有关的线索（如拼写或语法错误）就会被抹去。消费者需要更加敏锐地识别来自未知发件人的可疑电子邮件。
AI should be developed and used ethically, with transparency, accountability, and respect for historical integrity.
人工智能的开发和使用应符合道德规范，做到透明、负责，并尊重历史完整性。
We must consider the potential implications and ethical challenges associated with the use of AI in historical research, education, and public discourse.
我们必须考虑在历史研究、教育和公共讨论中直面人工智能可能带来的影响和道德挑战。
When it comes to the workplace, we may also see a greater reliance on using chatbots to aid in everyday tasks —but employers will need to judge whether the output and ease that comes from using AI in the workplace outweighs any possible risks, cyber or otherwise.
在工作场所，我们可能也会看到更多地依赖聊天机器人来帮助完成日常任务——但雇主需要判断，在工作场所使用人工智能所带来的产出和易用性是否超过了任何可能的风险，无论是网络风险还是其他风险。
The speed at which companies are racing to improve their AI and bring programs such as chatbots AI content generators to the masses is impressive, indeed.
企业竞相改进人工智能，并将聊天机器人、人工智能内容生成器等程序推向大众的速度的确令人印象深刻。
However, the jury is still out on whether these programs are going to be harnessed for good or used for harmful activities.
然而，这些程序究竟会被用于公益事业还是有危害性的活动，目前尚无定论。
The AI potential for the everyday is huge. Just how impactful it will be depends on how it is used, and the involvement of human expertise.
人工智能在日常生活中的潜力是巨大的。至于其影响有多大，则取决于如何使用以及人类专业知识的参与。
By applying AI responsibly, there should be many areas where it can offer an improved quality of life. We just need to remain mindful of the cyberrisks.
通过负责任地应用人工智能，它应该可以在许多领域改善人们的生活质量。我们只需时刻警惕网络风险。
整理：2024年7月25日于普洱金融培训中心
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