微信支付 - 商家转账到零钱

使用Payment为第三方支付SDK
首先头部引入：use Payment\Client\Transfer;

public function transfer_agent(){ 
        $data = $this->request->param();

        //处理业务逻辑 
        //1、空值校验
        //2、根基实际业务，检查提现金额是否超过可提金额
        //3、写入一条数据到提现数据库
        // 1、空值校验
        if(empty($data['store_id'])){
            ReturnAjax('', '店铺id不能为空', 2001);
        }
        if(empty($data['openid'])){
            ReturnAjax('', 'openid不能为空', 2001);
        }
        if(empty($data['true_name'])){
            ReturnAjax('', '真实姓名不能为空', 2001);
        }
        if(empty($data['price'])){
            ReturnAjax('', '金额不能为空', 2001);
        }
        $user_id = $this->admin_user;
        $store_id = $data['store_id'];

        // 2、检查提现金额是否
        $allow_cash = $this->allow($user_id,$store_id);
        // dump($allow_cash);die;
        if($data['price'] > $allow_cash['allow_cash']){
            ReturnAjax('', '金额不可超过可提现金额', 2001);
        }

        // 防止频繁操作
        $end_time = Db::name('store_agent_cash')->where(['user_id'=>$user_id])->order('id desc')->value('create_time');
        $now_time = time();
        $allow_time = $now_time - $end_time;
        if($allow_time < 5){
            ReturnAjax('', '操作频繁，请稍后再试', 2001);
        }
        // dump($allow_cash);
        // dump($data['price']);die;

        if($data['price'] < 10){
            ReturnAjax('', '提现金额不能小于10元', 2001);
        }

        $store_name = Db::name('store')->where(['id'=>$store_id])->value('store');

        $now = time();
        $transNo = $now . rand(1000, 9999);//提现订单号

        $adds = [
            'store_id' => $store_id, 
            'price' => $data['price'],
            'user_id' => $user_id,
            'true_name' => $data['true_name'],
            'openid' => $data['openid'],
            'status' => 0,
            'remarks' => $user_id.'从【'.$store_name.'】提现',
            'trans_no' => $transNo,
            'create_time' => time(),
                ];
        // halt($add);
        $st_a_cash_id = Db::name('store_agent_cash')->insertGetId($adds);
        //--------------------------------------------------------------
        // halt($a);
        if ($st_a_cash_id > 0) {
            $config   = config('wechat.wx_pay');
            // halt($re_u_cash);
            $datas = [
                'nonce_str'         => 'zhongao2020',
                'channel'           => 'account',
                'trans_no'          => $transNo, //付款订单号，自己生成
                'openid'            => $data['openid'],
                'check_name'        => 'FORCE_CHECK', //NO_CHECK：不校验真实姓名;FORCE_CHECK：强校验真实姓名
                'payer_real_name'   => $data['true_name'], //收款用户真实姓名。如果check_name设置为FORCE_CHECK，则必填用户真实姓名
                'amount'            => $data['price'], //企业付款金额，单位为元
                'desc'              => '从【智克艺术】-【'.$store_name.'】提现', //企业付款备注，必填。注意：备注中的敏感词会被转成字符*
                'client_ip'         => '47.104.64.239',
            ];
            // halt($st_a_cash_id);

            //-------------------------------------------------------------------------------------
            $ret = Transfer::run(Config::WX_TRANSFER, $config, $datas);
            // -------------------------------------------------------------------------------------
            if (!empty($ret)) {
                $res = json_encode($ret, JSON_UNESCAPED_UNICODE);
                // 更换为数组
                $res = json_decode($res, true);
                if($res['is_success'] == 'T'){
                    $ups = [];
                    $ups['transaction_id']   = $res['response']['transaction_id'];
                    $ups['pay_date']         = $res['response']['pay_date'];
                    $ups['status']           = 1;
                    Db::name('store_agent_cash')->where(['id'=>$st_a_cash_id])->update($ups);
                    ReturnAjax($res, '提现成功', 2000);
                }

                if($res['is_success'] == 'F'){
                    Db::name('store_agent_cash')->where(['id'=>$st_a_cash_id])->update(['is_del'=>1]);
                    ReturnAjax($res, $res['error'], 2001);
                }
            }else{
                Db::name('store_agent_cash')->where(['id'=>$st_a_cash_id])->update(['is_del'=>1]);
                ReturnAjax($ret, '调取支付失败', 2001);  
            }
            
        }

    }