第二十二篇 快捷贷
贷款广告说的很明白,我们可以从银行无抵押快捷贷款,想到前方的不确定性。我马上拿出电话询问了一个银行的朋友,得到了一个更加振奋人心的办法,又打开了新的思路,那就是循环利用这种贷款。也就是说夫妻双方的一人先申请一笔相当数额的贷款,应急用,然后等第二年,用另一人的名义继续申请一笔相当数额的贷款,这样就能还上上期贷款,继续利用本期贷款,至于利息,比房贷稍高而已,总比无钱可用强吧。知道这些之后,感谢朋友之余,也开始稍稍的心安。
吃午饭的时候我在想,俗话说隔行如隔山,我干超市生鲜这么多年,给我一条三文鱼要说我能看出几岁那是吹牛,但是起码的产地,捕捞期,色度和差不多的出成率还是八九不离十的,这一切让我在自己的行业里面充满了自信。但自从一脚踏进买卖房子的历程,简直就是进了一个光怪陆离的世界,听到的都是新名词,打听来的都是新办法,甚至想出来的都是新创意,特别是在这个行业高度成熟了以后,一环扣一环的营销技巧环绕着我们,我感觉自己跟老婆仿佛就是两个不停闯关的超级玛丽,至于我们最后要拯救的公主在何方?就在这整个学区剩下的不到10套房子里么?
在银行睡午觉这事情我干的多了,参加各种培训考试,上下午两场的时候,我中午吃完饭一般就是直奔银行,然后定上闹钟,今天来的就是银行,那就更不用说了。吃完饭,带老婆找了一个安静的角落,让老婆倚在我身上睡一会,我则继续思绪万千。老婆逐渐安静下来,听着她均匀的呼吸,看着她熟悉的脸庞,不经意间在她的头上发现一根白发,哎,自己当初答应人家给人家的幸福生活在哪里?幸好自己还从市郊调回来了,要不谁知道她还要受多少操劳之苦?不敢想了,经过这次历练,收拾一下自己的脾气,办好眼下的事情的再说吧。
当我们专注的时候,时间过的很快,我在手机上盘算着贷款多少钱的时候,顺哥进门了。庄姐没有过来,顺哥带着一个小伙应该是甘老师的儿子、甘老师两口和他们的中介崔姐,看到他们的一刻我想,买房子真是人生的大事,很多我们一样的普通人一辈子也就买两三次房子,而且每一次都是兴师动众,拖家带口。我轻轻推了一下老婆,她幽幽的醒过来,我们起身跟顺哥一帮人打招呼。顺哥说,你们双方先去抽号开卡吧,我先去复印一下材料。接来了的一切都在顺哥的掌握之中,我们要做的就是签字和按手印而已,看到顺哥在银行里面如鱼得水,仿佛看我在超市生鲜摊位忙活的身影,事业对男人是多么的重要的,工作是安身立命之本,而事业则是对工作的追求和对家人的负责。
甘老师两口子静静的看着我们一帮人在签字,带着笑容,我偷偷的想孩子要是能上他们学校也不错啊,但是,这只能是想想罢了。在忙碌中一个半小时过去了,顺哥过来总结,说,正月十五之前银行就能审批下来,审批下来就过户。我们双方都表示同意,过程的顺利,给我们的心情也带来了一点阳光。送走了顺哥一帮人,我看了看疲倦的老婆说,老婆,你先自己开车回家吧,看你这么累,恋佳这个事我来办吧。说实话,看到老婆的白头发,看到老婆的操劳,看到老婆跟着我奔波,我真是有点于心不忍了,所以直接让她回家吧,这个事情,我相信自己能搞定。老婆也似乎看到了我的坚定,便说,不要跟人吵昂,我先回去冲个澡。
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