翻译：在努力省钱的同时靠信贷生活会适得其反。
When you work hard to save money，live rely on the credit can be counterproductive.
参考翻译： Living on credit while trying to save money is counterproductive.
造句：靠绝食来减肥是不健康的，反而会适得其反。
It is not healthy that lose weight by fasting，instead counterproductive.
形容词：产生相反效果的、事与愿违的、适得其反的
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