练习材料：
Lesson 48-2 Planning a share portfolio
However, there areundoubtedly some wrong ways, and you can be sure that none of our five adviserswould have suggested sinking all (or perhaps any) of your money into Periwigs*.
So what should youdo? We'll assume that you have sorted out the basics -- like mortgages,pensions, insurance and access to sufficient cash reserves. You should thenestablish your own individual aims. These are partly a matter of personalcircumstances, partly a matter of psychology.
For instance, ifyou are older you have less time to recover from any major losses, and you maywell wish to boost your pension income. So preserving your capital andgenerating extra income are your main priorities.
ˈplænɪŋ ə ʃeə pɔːtˈfəʊliəʊ
haʊˈɛvə, ðeər ɑːr ʌnˈdaʊtɪdli sʌm rɒŋ weɪz, ænd juː kæn
biː ʃɔː ðæt nʌn ɒv ˈaʊə faɪv ədˈvaɪzəz wʊd hæv səˈʤɛstɪd ˈsɪŋkɪŋ ɔːl (ɔː pəˈhæps
ˈɛni) ɒv jɔː ˈmʌni ˈɪntuː ˈpɛrɪwɪɡz*.
səʊ wɒt ʃʊd juː
duː? wiːl əˈsjuːm ðæt juː hæv ˈsɔːtɪd aʊt ðə ˈbeɪsɪks -- laɪk ˈmɔːɡɪʤɪz, ˈpɛnʃᵊnz, ɪnˈʃʊərᵊns ænd ˈæksɛs tuː səˈfɪʃᵊnt
kæʃ rɪˈzɜːvz. juː ʃʊd ðɛn ɪsˈtæblɪʃ jɔːr əʊn ˌɪndɪˈvɪʤuəl eɪmz. ðiːz ɑː ˈpɑːtli ə ˈmætər ɒv ˈpɜːsᵊnᵊl ˈsɜːkəmstɑːnsɪz, ˈpɑːtli ə ˈmætər ɒv saɪˈkɒləʤi.
fɔːr ˈɪnstəns, ɪf
juː ɑːr ˈəʊldə juː hæv lɛs taɪm tuː rɪˈkʌvə frɒm
ˈɛni ˈmeɪʤə ˈlɒsɪz, ænd juː meɪ wɛl wɪʃ tuː buːst jɔː ˈpɛnʃᵊn ˈɪnkʌm. səʊ prɪˈzɜːvɪŋ
jɔː ˈkæpɪtᵊl ænd ˈʤɛnəreɪtɪŋ ˈɛkstrə ˈɪnkʌm ɑː jɔː meɪn praɪˈɒrətiz.
任务配置：L0 + L4
知识笔记：
单词：1、undoubtedly：无疑，肯定地，2、sinking all into：全部沉入，全部投入，3、sorted out the basics：整理了基础知识，4、mortgages：抵押贷款，5、pensions：养老金，6、insurance：保险，保险费，7、sufficient：充足的，足够，8、reserve：储备，预订，保留，9、access to：接近，动用，10、psychology：心理学，11、a matter of：一个……的问题，12、boost：促进，太高，鼓舞，13、capital：首都，资本，大写，14、priorities：优先事项
音标：
练习感悟：这篇文章，录第一遍时居然比原录音时间快了几秒，这真少见，估计是这篇的语速比较慢吧。录第二遍时达标。
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