what can people start doing now that will help them a lot in about five years

有哪些人们现在开始做5年后受益匪浅的事？

1. Don't have that extra slice of pizza, you've had enough to eat already - you will regret it.

1.如果你已经吃饱了，就不要再多吃一片披萨了，你会后悔的。

2. You don't need that new TV, and you certainly shouldn't put that on a store payment plan - by the time you've paid it off in 3 years you could have bought another television with the interest you paid out. Besides the TV you have right now is fine.

2.你不需要那台新电视机，你当然也不需要把它放入你的商店购买清单上，三年后你买的时候，加上钱的利息完全可以买一台新的电视了。另外你现在用的电视机也还好。

3. Do keep your living expenses low, like a business you want to have good cash flow and low operating costs. Ideally keep your expenses below 40% of income (after tax)

3.保持低的生活费用，就像做生意，有良好的现金流和低的生产费用。理想化来说把生活费用保持在税后收入的40％以下。

4. You don't need that new car - sure the sticker price says $19,997 on the windscreen but by the time the salesperson is done with you, somehow you are now paying $47, 897 @ 5.01 % interest over 8 years.

4.你不需要那辆新车，挡风玻璃上的标签写着19997美元，可是销售人员沟通完之后，你可以要支付47897美元，5.01%的利息，交五年

Meanwhile your neighbor is selling a perfectly good 2006 Ford Escape for $3.5k AND it has winter tires on it - you idiot.

与此同时，你的邻居再卖品相很好的2006年福特，只要35000美元，而且还有冬用轮胎，你个二货

5. You should do some push ups - like right now, do it......I'll wait....yeah I bet that was hard eh? now keep doing that every day. Mix it up and throw in some sit-ups now and again.

5.你现在应该做几个引体向上，就现在，快做，我等着。是的，我打赌这很难。现在坚持每天做，现在加上几个仰卧起坐，混合着做。

6. Live small - you don't need that 5 bedroom house with 3.5 bathrooms and a sunroom.

You'll end up working yourself to death to pay for it, spending untold money to heat and cool the multitude of rooms you'll maybe spend 5% of your time in.  Seriously when was the last time you just chilled in your front family room for more than 20 minutes.

6.住小点的地方，你不需要有5个卧室，3.5个浴室和一个阳光房的房子。你为了还款可能要工作到死。花不明白的钱加热或者制冷多数房间，而你只在里面住5%的时间。认真的说，上次在家庭房前冻了20分钟是什么时候？

7. Learn a new skill, it could be anything but start now and in 5 years you'll be pretty damned good at it.

7.学一门新技能。任何都可以，只要现在开始，5年后，你一定会非常的精通。

8. Don't burn bridges, you never know when you'll need to use them to reach safety.

8.不要烧桥，你从不知道什么时候会用到它们平安的到达对面。（关于这条，我也不知道外国人是怎么想的）

SPECIAL BONUS TIME:

Seeing how popular this post got, I'll add some more hot tips.

看看这条是否通用，我会加入更多的最新信息

9. Invest in a good mattress. You're going to spend close to 1/3 of your life sleeping - doesn't it make sense to get the best possible mattress? Some people will spend 2K on a nice looking bedroom furniture set and then cheap out on the mattress. This is insanity.

9.投资你的毯子。你生命中三分之一的睡眠时间都要盖着毯子，那么买一个好的毯子就显得非常重要了。有的人花两千刀在长得好看的家具上，然后买便宜的毯子。真是疯了。

10. Stop it with the sugar. Seriously. I personally did an experiment were I didn't have any sugar (pop, excess fruits, sugar in coffee etc) for 40 days without changing anything else in my lifestyle. I lost 12 pounds in 40 days from just cutting out sugar.

10.停止吃糖，认真的说，我个人做过实验，40天不吃任何的糖类（过量的水果，咖啡中的糖等等）其他的都没有变化。40天我瘦了12磅。

NOTE: Diet pops or artificial sweeteners doesn't count - studies are creeping up that show that your body doesn't know the difference and still gives you insulin spikes

不包括低糖饮料和人造甜味剂，研究证明，你的身体不知道这些区别，而你的胰岛素还是会继续分泌达到峰值。

原文作者及出处：Trevor Dupp，from quora

“本译文所涉翻译行为已取得著作权人许可，本译文所涉法律后果均由本人承担。本人亦同意简书平台在接获有关著作权人的通知后，删除文章。”