6. You Don’t Understand Tax Implications
Overtrading also increases your tax liabilities.
At least in the United States and Canada. Most people think that they only owe taxes on profits that were sold back to USD/CAD, when in fact, you owe taxes on every single trade you make - even crypto to crypto.
The IRS and CRA view every trade as a realized gain or loss. Put simply, if you buy Ether with Bitcoin, they consider this a taxable event on a realized gain or loss. They assume that you sold Ethereum to USD, then purchased Bitcoin with USD, even though this is not what happened.
Ignoring both tax implications and exchange fees will severely impact your overall cryptocurrency investment strategy.
Tax implications, in addition to accumulated fees and bad trades, is another reason why you should not overtrade.
6.您不了解税收含义
过度交易也会增加您的税收负担
至少在美国和加拿大。 多数人认为，他们只对卖回美元/加元的利润缴税，而实际上，您对每笔交易都应缴税，甚至是币币交易。
IRS和CRA将每笔交易视为现实的利益和损失。 简而言之，如果您用比特币购买以太币，他们会认为这是既定的收益或损失。 他们会认定您将以太坊卖给了USD，然后用USD购买了比特币，即使事实并非如此。
忽略税收和交易费用都会严重影响您的整体加密货币投资策略。除了累积的手续费和不良交易外，税收问题是您不应过度交易的另一个原因。
7. You Invest Your Life Savings
Rule number one of investing; don’t invest more than you can afford to lose.
You should go into this ready to lose whatever you put in. Ultimately, as the price swings up and down, you should remain calm and still be living a healthy life with room for regular spending.
I’ve heard countless horror stories of people investing greedily with their entire life savings or borrowing large sums of money. This is a HUGE mistake.
7.您把生活基本开支也拿来投资
投资第一规则； 不要投资超过您承受得起的损失。
您应该做好准备，输掉所付出的一切。最终，随着价格的波动，您应该保持镇静，并保持健康的生活，有规律的支出空间。
我听到过无数的恐怖故事，这些故事是人们贪婪地投资毕生积蓄或大量借钱。 这是一个巨大的错误。
Funny enough, even if you hit it big, your greed will likely win you over. For example, if you invest $50,000 and at one point have $150,000, then your mind will rationalize and normalize these winnings to feel less significant than they are.
The next thing you know, the market drops, and you are back at break even, or at a loss.
有趣的是，即使您大吃一惊，您的贪婪也可能会赢得您。 例如，如果您投资50,000美元，并在某一时刻拥有150,000美元，您会将这个收益合理化和正常化，并认为它并没有那么重要。
接下来您知道，市场下跌，而您又回到了收支平衡或亏损的状态。
8. You Think Cryptocurrencies are Shares
Take your time to educate yourself and understand what you’re investing in.
Cryptocurrencies are not shares like stocks. You have no ownership in the company and receive no dividends.
If a company issues a cryptocurrency, then it is very possible for the company to profit or get acquired, with no benefit to you. A company can be doing very well, yet their coin can drop.
The only exception here may be security tokens which can grant ownership to their investors. But even then, it’s up to the guidelines of the offering.
Cryptocurrencies are a different game.
8.您认为加密货币就是股票
花些时间进行自我教育并了解您的投资标的。
加密货币和股票不一样。 您没有公司所有权，也没有股息。
如果公司发行一种加密货币，那么该公司很有可能获利或被收购，而对您没有好处。 一个公司可以做得很好，但是他们的币可能会下跌。
这里唯一的例外可能是可以授予其投资者所有权的安全令牌。 但是即使如此，它仍然取决于产品的发行方案。
加密货币是另一种游戏。
9. You Chase Cheap Coins
Don’t chase cheap coins with dreams of lambos and private jets.
Lots of uneducated investors in the crypto space buy low priced cryptocurrencies because they think there is a higher chance of big returns.
If presented with one coin priced at $0.01 and another at $75, they blindly purchase the $0.01 coin because they think it’s easier for a coin to go from $0.01 to $0.02, rather than from $75 to $150.
This is a common trap.
There are lots of factors that affect a coin’s price, including two important ones: the circulating supply and the real world value of the coin.
More often than not, a cheap coin has a huge supply of coins, which dilutes the price of each coin. If the supply is massive and there is little real-world value, then the coin priced at $0.01 is not undervalued and should be priced that low.
9，你追逐便宜的货币
不要将梦寐以求的兰博和私人飞机而追逐廉价货币。
加密货币领域的许多未受过教育的投资者购买了低价加密货币，因为他们认为获得更大回报的可能性更高。
如果一枚硬币的价格为0.01美元，另一枚的价格为75美元，他们会盲目购买0.01美元的硬币，因为他们认为一枚硬币从0.01美元升至0.02美元比从75美元升至150美元更容易。
这是一个常见的陷阱。
影响硬币价格的因素很多，其中包括两个重要因素：硬币的流通量和现实价值。便宜的硬币通常会大量供应硬币，这会稀释每种硬币的价格。 如果供应量巨大并且现实价值不高，那么定价为0.01美元的代币就不会被低估，因此价格定得这么低。
A better factor to consider when looking for coins with growth potential is the market capitalization of the coin. The ‘market cap’ is calculated as [current price * circulating supply] and is often a better (although not perfect) indicator of a coin’s valuation by investors.
If you want to find the next gem coin, look for coins that have a low market cap.
Low market cap coins have more potential for growth, but they also come with a lot more risk (failure, illiquidity, etc.)
Ultimately, you should stay away from those coins if you’re still at a beginner level, and pick your next investments based on their potential real-world value.
寻找具有增长潜力的货币时，要考虑的一个更好的因素是货币的市值。 “市值”是根据[当前价格*流通量]计算的，通常可以更好地（尽管不是完美的）来衡量投资者对代币的估值。
如果要查找下一个宝石货币，请寻找市值较低的货币。
市值低的代币具有更大的增长潜力，但同时也带来更多的风险（失败，流动性不足等）。
最终，如果您仍处于初学者水平，则应该远离这些代币，并根据其潜在的现实价值选择下一笔投资。
10. You Think You Must Always Be Right
I hate to tell you this, but get over yourself. You’re not always right. And it’s okay.
Investing is a game of speculation which involves some amount of luck - even for professional investors. To be a winner in this space, you only need to be right a certain percent of the time.
For example, if you 2x your investment 55% of the time, then you can afford to lose 45% of the time as you will make money in the long run.
10.你认为你必须永远是对的
我也不愿意告诉你这个，但是要克服自己。 你并不总是对的。
投资是一种投机游戏，涉及到一定的运气-即使对于专业投资者也是如此。 要在这个领域成为赢家，您只需要在一定百分比的时间内做对。
例如，如果您在55％的时间里将投资提高2倍，那么您有可能损失45％的时间，因为从长远来看，您会赚钱。
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