#time value
1. Properly define assets and liabilities is an investment premise.
错误的知识和概念是负资产- 如何定义资产与负债是大前提。
2. Marginal revenue depends on the principal amount, interest rate and time scales.
收益取决于本金，利率和时间尺度。
3. Certainty and affirmation only turned out when review "histories" - those already happened in the past.
只有在回顾历史的时候，一切才是确定的。
4. First things first.
只做重要的事。只做有时间价值的事情。
规矩做事，本分做人，满有信心，永怀希望。
Under the line is now a big change is coming, I confirm, truly brave without flinch
and truly not so confident..
I, am scared.
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